Loan Product
Discover wide-ranging loan options designed to fit your needs and fuel your goals
Personal Loan
Our personal loans are designed to give you quick and dependable financial support whenever you need it. With minimal paperwork, flexible repayment options, and fast approval, we ensure you get funds without any stress. Whether it’s for emergencies, travel, medical expenses, or personal goals — we make the process simple and convenient.
Home Loan
We help you turn your dream of owning a home into reality. Our home loans come with competitive interest rates, long tenure options, and transparent procedures. From application to approval, our team guides you at every step to ensure a smooth and hassle-free home buying experience
Business Loan
Fuel your business growth with our tailored business loan solutions. Whether you want to expand operations, manage working capital, buy inventory, or invest in new opportunities, we offer reliable and flexible financing to support your business ambitions.
Machinery Loan
Upgrade your business with modern machinery and equipment using our fast and flexible machinery loans. We provide quick approvals and customized repayment plans, helping you enhance productivity and stay ahead in a competitive market.
Education Loan
Invest in a bright future with our easy and affordable education loans. We support students in pursuing higher education in India or abroad, offering simplified documentation, flexible repayment periods, and guidance throughout the loan journey.
Loans for Doctors
Specially designed for medical professionals, these loans help doctors set up new clinics, upgrade medical equipment, or expand existing practices. With fast approvals and low interest rates, we ensure your medical journey continues without financial hurdles.
New Car Finance
Drive home your dream car with our seamless and affordable new car finance options. We offer competitive rates, quick processing, and flexible EMIs so you can enjoy a smooth and stress-free buying experience.
Tractor Loan
Support your agricultural needs with our easy tractor loans. Designed for farmers and rural entrepreneurs, our loans make it simple to purchase tractors or farm equipment with convenient repayment options and fast approvals.
Loan Against Property
Unlock the value of your property with our high-value, low-interest Loan Against Property solutions. This is a great way to access large funds for business expansion, medical needs, or personal goals while still retaining ownership of your property.
Features & Benefits
-
Unsecured Loan: No collateral or security required.
-
Multi-purpose Use: Use the funds for anything—education, travel, health, weddings, or emergencies.
-
Quick Approval & Disbursal: Enjoy a seamless loan application process with fast turnaround.
-
Flexible Tenure & EMIs: Choose repayment plans that suit your budget.
-
Transparent Charges: No hidden fees—know exactly what you pay.
-
Attractive Interest Rates: Pay less over time with competitive rates.
How Can a Personal Loan Help You?
-
Debt Consolidation: Combine multiple debts into one, with a lower interest rate and a single EMI.
-
Home Renovation: Upgrade your home’s value and comfort with flexible financing.
-
Medical Expenses: Handle unexpected health emergencies without draining your savings.
-
Emergency Needs: Be financially prepared for urgent car repairs, travel, or other unforeseen events.
Eligibility Criteria
To apply for a personal loan with us, you must meet the following requirements:
-
Age: 21 to 60 years
-
Income: Minimum ₹15,000/month (Salaried/Self-Employed)
-
Business Turnover: ₹20 lakhs+ per year (Self-Employed)
-
Credit Score: 650 or above
-
Debt-to-Income Ratio: Must be within acceptable range
-
Employment Stability: Proof of consistent job or business history
-
Clear Repayment History
-
Resident: Must be a Citizen of India
Documents Required
Identity Proof (any one):
-
Aadhaar Card, PAN Card, Passport, Voter ID, Driving License
Address Proof (any one):
-
Aadhaar Card, Passport, Voter ID, Electricity/Telephone Bill, Ration Card
Age Proof:
-
PAN Card, Aadhaar Card, Passport, Driving License
Income Proof:
-
1-year Bank Statement
-
Last 3 Months’ Salary Slips
Employment Proof:
-
Employment Certificate or Office Address Proof
Self-Employed Applicants:
-
GST/VAT Registration
-
Business Registration (MOA, AOA, Partnership Deed, etc.)
-
Last 2–3 Years ITRs
Photograph:
-
Recent Passport-size Photograph
